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Learning Center: Everything You Need To Know About Buying A

A Step-by-Step Guide to Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Whether it's your first home or your tenth, shopping for a new home is exciting—but it can also be stressful and time-consuming. This guide will help you stay on track and get into your new home faster.

First-Time Homebuyer’s Checklist

A Step-by-Step Guide to Shopping for a New Home

A Step-by-Step Guide to Shopping for a New Home

Ready to buy your first home? Use this simple checklist to guide you through the homebuying process.

Understanding Cash to Close

A Step-by-Step Guide to Shopping for a New Home

How to Get Preapproved for a Mortgage

If you've received your Closing Disclosure (CD) from your lender, you're almost done with your homebuying journey. The CD, provided at least three days before closing, outlines the final details before you sign the purchase documents. You're at the finish line, ready to get the keys. One important figure on the CD is the "cash to close."

This number represents the total amount you’ll need at closing, including your down payment, closing costs (such as lender fees, appraisal fees, and title insurance), and any prepaid items like taxes or insurance. It also subtracts any credits or deposits you've already made, like earnest money or seller credits.

How to Get Preapproved for a Mortgage

How Much Income Do I Need to Buy a House?

How to Get Preapproved for a Mortgage

Before starting your home search, talk to a lender about getting pre-approved for a mortgage. This step can save you time during negotiations and help you stay focused on homes within your budget. But what is a pre-approval, and how do you get one?

Should I Buy or Rent?

How Much Income Do I Need to Buy a House?

How Much Income Do I Need to Buy a House?

The biggest question for anyone considering homeownership is: Should I buy or rent? Here's a quick look at the pros and cons of each option.

How Much Income Do I Need to Buy a House?

How Much Income Do I Need to Buy a House?

How Much Income Do I Need to Buy a House?

Homeownership isn’t just for the ultra-wealthy! While income does play a key role in buying a house, figuring out exactly how much you need to earn isn’t always straightforward. It's more than just your salary—things like savings, credit score, and down payment options also come into play

Finding the Right Location to Buy a Home

Expenses First Time Home Buyers Need to Save For

Finding the Right Location to Buy a Home

They say buying a home is all about location, location, location. But what if you're unsure which location is right for you? Here are a few factors to consider when choosing the perfect place to put down roots.

Strategies to Save for a Home

Expenses First Time Home Buyers Need to Save For

Finding the Right Location to Buy a Home

Buying a home is a major purchase that often requires time to save up for. While most homebuyers use a mortgage to cover the bulk of the cost, you'll still need a down payment. Here are five ways to grow your savings and get into a new home sooner.

Expenses First Time Home Buyers Need to Save For

Expenses First Time Home Buyers Need to Save For

Expenses First Time Home Buyers Need to Save For

If you're getting ready to buy your first home, there are a few expenses to prepare for before reaching the closing table. Some are required even before you start your search or complete the sale. Here are five major expenses first-time homebuyers should save for.

Understanding an Appraisal Contingency

Understanding an Appraisal Contingency

Expenses First Time Home Buyers Need to Save For

When buying a home, you can include contingencies in the purchase contract to protect yourself during the process.

Why You Should Get A Home Inspection?

Understanding an Appraisal Contingency

Why You Should Get A Home Inspection?

Getting a home inspection is one of the most important steps when buying a home. It provides you with a clear understanding of the property’s condition and helps you avoid costly surprises after closing.

Why You Should Use A Broker!

Understanding an Appraisal Contingency

Why You Should Get A Home Inspection?

Choosing a mortgage broker over a retail lender can offer significant advantages, especially if you're looking for more personalized service and access to a wider range of loan options.

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