Privacy Policy

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 Protecting the Privacy of Personal Non-Public Information

At Cornerstone Capital Lending, LLC, safeguarding your privacy is vital to our business. This Privacy Policy explains how we handle your personal information, ensuring its security while using it to better serve you. This notice applies to both current and former customers.

1. Information We Collect

We collect the following types of personal information about you from these sources:

• Information you provide during the application process (e.g., your name, address, social security number, income, and employment details).
• Data from third parties, such as credit bureaus, lead partners, or data brokers.
• Information collected through telephone calls, customer service interactions, web-based surveys, or online chat.
• Information collected via our website, including through the use of cookies and similar technologies.
• Information provided when obtaining a product or service from us.
• Information submitted when signing up for our communications or during promotions or sweepstakes.

2. How We Use Your Information

We use your personal information for the following business purposes:

• To process your applications and provide you with products or services.
• To conduct internal research and improve our services.
• For auditing and compliance purposes.
• To detect and prevent fraud.
• For debugging and error repair.
• To conduct quality control and ensure you have the best experience with us.
• For marketing purposes, unless you have opted out.

3. Sharing of Personal Information

We do not sell your personal information. We may share your information with third parties for the following business purposes:

• Auditing.
• Fraud detection and prevention.
• Debugging and error repair.
• Providing services or fulfilling contracts.
• Internal research and quality control.

We may also share your information with third parties with your consent, for purposes such as marketing or enhancing your experience. However, you have the right to opt out of such sharing.

4. SMS Communications

By providing your phone number, you consent to receive SMS (text) messages from Cornerstone Capital Lending, LLC regarding your inquiries, applications, or services you have requested. Message and data rates may apply. These messages may include promotional content unless you opt out of receiving such communications.

Opt-Out of SMS

If you wish to stop receiving SMS messages from us, you can reply "STOP" to any message, or contact us directly at:

• Phone: 248-894-4190
• Email: info@cornerstonecapitallending.com

Please note that opting out of marketing communications does not affect transactional or service-related messages, which are necessary for providing our services to you.

Disclaimer: SMS opt-ins or phone numbers provided for the purpose of receiving SMS messages are not shared with third parties.

5. Your Rights

Under California law (California Consumer Privacy Act - CCPA), you have the right to:

• Know what personal information we have collected about you.
• Request that we delete your personal information, subject to certain exceptions.
• Opt out of the sale of your personal information (although we do not sell your data).
• Request information regarding the disclosure of your personal information to third parties for their direct marketing purposes.

To exercise these rights, please contact us using the information provided below.

6. How to Exercise Your Rights

If you wish to access, correct, or delete your personal information, or opt out of marketing communications, please contact us at:

• Phone: 248-894-4190
• Email: info@cornerstonecapitallending.com
• Address: 11647 Paciocco Ct, Plymouth, MI 48170

We will respond to your request within the time frame required by law.

7. Security Measures

We take the security of your personal information seriously. We use reasonable administrative, technical, and physical safeguards to protect your data from unauthorized access, use, or disclosure.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or to comply with legal requirements. Any changes will be posted on our website, and the revised policy will indicate the date of the last update.

9. Contact Us

If you have any questions about this Privacy Policy or wish to make a request concerning your data, please contact us:

• Phone: 248-894-4190
• Email: info@cornerstonecapitallending.com
• Address: 11647 Paciocco Ct, Plymouth, MI 48170